About a week ago I got a bill in the mail for an insurance policy I was certain I had just paid. I picked up the phone (I still do that sometimes!) and dialed my agent in San Rafael. Lisa, best agent ever, confirmed that I had just paid my premium and this bill must be for something else. She asked for the policy number and when I provided it, she quickly deduced that the policy was in fact my home insurance versus my auto insurance. She also noticed that it was held with a different Farmers agent. She asked if I'd like to combine policies and I agreed that she could look into it (not understanding the benefit of combining, of course).Several days later, I got a call from Lisa saying that she was able to combine the policies, saving me 25% (!!!!) on the premium and that she also put in a request for retroactive savings dating back to December of 2016, which had been accepted. A very innocent (albeit naive) phone call on my part turned into a $1000 savings overnight.
I had no idea that combining policies could save so much money, but now I do! And, you do too. :)
I was beyond thrilled with the outcome and rewarded my favorite agent with a big box of Mrs. Fields cookies. (The smart shopper in me found a 17% off coupon, lol.)
Happy saving!
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